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Answers to Common Questions

  • What is second chance apartments?
    "SECOND CHANCE" is a term we use to classify rentals that have more flexible credit requirements. Credit scores as low as 520 accepted. You wont be denied for bankruptcies, broken leases or other collections. Must meet minimum requirements.
  • What are the requirements for renting?
    Household Income of 3x Rental Amount ✓ Pass Criminal Background Check ✓ 540 Credit Score ✓ Are bankruptcies accepted? Yes Are broken leases accepted? Yes
  • What if i have negative rental history that is more recent?
    Use our everything plan.
  • How do i access the apartment list?
    Visit the "VIEW APARTMENTS" page. You must be a member of our website to view. Locations: Atlanta Austin Baltimore Charlotte Chicago Detroit Dallas Fresno Houston Indianapolis Las Vegas Los Angeles Louisville Macon GA Memphis Miami Minneapolis Nashville New Orleans Oklahoma Orlando Philadelphia Phoenix San Antonio Tallahassee
  • Locations?
    Atlanta Austin Baltimore Charlotte Chicago Detroit Dallas Fresno Houston Indianapolis Las Vegas Los Angeles Louisville Macon Memphis Miami Minneapolis Nashville New Orleans Oklahoma Orlando Philadelphia Phoenix San Antonio Tallahassee (credit services are available nationwide)
  • How Much are Rentals?
    Pricing varies by city and state. We do not keep track of pricing as it changes frequently. You can google "current rental rates in my area".
  • How is move in cost calculated?
    Prorated first month rent + deposit OR bond. If you move into a rental in the middle of month, you only pay for half that month. If you just have a low score, you will usually pay a normal deposit or bond. If you have a broken lease on your credit your DEPOSIT will be HIGHER.
  • What if i'm out of state?
    The same basic requirements apply to everyone. If your relocating, a letter from your new employer will be required.
  • I have a broken lease.
    If you broke a lease more than 2 years ago, you can still rent at a location in our catalog. Purchase the 2nd Chance Apartment to access catalog.
  • Section 8 Voucher?
    Our company does not track section 8 rentals. To find out if a location accepts section 8 you will need to contact a specific location directly.
  • Felony? Misdemeanor?
    Felonies must be over 7 years old. Our company does not keep track of background requirements. Each location will have their own guidelines for criminal records. Misdemeanors are usually not checked. (check with property directly)
  • Are Rentals Guaranteed.
    Availability & Pricing Changes Daily! Availability will begin to decrease as the weather gets warmer; April, May, and June will see more renters moving during this time. As more people begin moving the number of units available will decrease which may cause delays and waiting list. We cannot guarantee timing and pricing.
  • Refunds?
    As stated during the checkout, all of our services are non refundable. We encourage you to ask questions prior to purchasing to clarify any confusion.
  • What if i have no credit?
    If you don't have any credit; yes you qualify. You will need proof of income & pass background check.
  • Credit Score Requirement
    Minimum 540, if your score is below 540 use our do it yourself credit service to boost your score from 50 to 100 points. Credit changes take an average or 32 days to reflect on your report.
  • Number of Bedrooms
    Most apartment communities will have 1 - 3 bedrooms available. No Houses are Available Through This Website.
  • Can i use a Prepaid Card?
    If using a prepaid gift card you must first register the card with your name and address. If the card is not registered to you the payment will be blocked.
  • Where is guest password?
    Password for locked pages is inside your receipt.
  • What if my score is under 550?
    If your score is under 550 CLICK HERE to signup for our score boost.
  • Do it Yourself Credit Repair
    Each kit includes various ways to remove negative accounts from your credit report. The secrets credit repair companies use to fix issues with your credit. Your kit can be downloaded instantly after purchase. (Includes credit dispute forms) Review the terms of service & removal disclosure prior to purchasing.
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