About
This course provides a clear breakdown of how credit scores are calculated and the specific data points lenders use to assess financial risk. It explains the core components of the FICO model, including payment history, credit utilization, and account age. Participants will learn how to interpret their own credit reports and identify the mathematical drivers behind score fluctuations. The curriculum is designed to help individuals navigate the requirements for rental applications and long-term financial stability through factual, step-by-step instruction.